Meet the Needs of a Dynamic Market Through Composable Solutions

Meet the Needs of a Dynamic Market Through Composable Solutions

The composable enterprise places a vigorous emphasis on working across functional boundaries, breaking down silos, and reacting quickly to market changes wherever and whenever they are detected, resulting in a fully-connected organization.

    Innovative Approaches to Pricing in Auto Lending

    Banks, credit unions, and automotive captive finance companies—any organization providing auto lending—stand to gain a lot from new, smarter pricing strategies and approaches. By improving pricing approaches with modern technology, these organizations can grow their customer bases, improve overall profitability, and deploy highly tailored, personalized offers that create meaningful customer experiences.

    Risk-Based Pricing Strategies in Auto Finance: Why Change and Why Now

    Join us for a webcast presented by Earnix and AFSA, as we discuss the reasons for auto lenders to adopt risk-based pricing powered by advanced analytics and the urgency driving this transition.

    A Winning Pricing Strategy for Auto Lenders

    A Winning Pricing Strategy for Auto Lenders

    We spoke with Ryan Potts, Director of Pricing & Profitability, Dealer Services at U.S. Bank. A 14-year veteran of U.S. Bank, Ryan leads the consumer dealer services division, and he and his team are responsible for pricing and profitability for auto loans and auto leasing, as well as financing for recreational vehicles (RVs) and marine lending.

    Leveraging Intelligent InsurOps to Relieve Upward Pressure on Premiums

    Leveraging Intelligent InsurOps to Relieve Upward Pressure on Premiums

    The impact on claims from diverse forces as inflation, rising interest rates, altered driving patterns, cyber threats, and extreme weather events, to name just a few, create scenarios with upward pressure on premiums and highly uncertain outcomes.

    Winning in a Changing Insurance Landscape with Agile Operations

    If insurers want to be able to keep up with changing customer expectations and shifting market conditions, one thing is certain: they need to be a lot faster.

    Seizing Opportunities in Digital Automotive Finance

    With shrinking profit margins, auto manufacturers and lenders are embracing complementary products and services as never before. This has forced their thinking to evolve away from closed, legacy technology architectures and standalone software applications to a strategy that accommodates flexible connections with those partners.

    Dynamic Decisioning and Analytics in Financial Services

    Dynamic Decisioning and Analytics in Financial Services

    Forward-thinking organizations in financial services now deploy sophisticated tools such as artificial intelligence (AI) and machine learning (ML) to upgrade the customer experience throughout the customer journey. These firms have rightly prioritized decisioning and analytics to remake their business models.