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Welcome to the Earnix Insights Center

The Modern Approach to Embedded Insurance

Insurers have been offering embedded insurance for nearly a century. While embedded insurance is an established concept, technology is now available that vastly increases choice for consumers and allows them to receive truly personalized offers.

The Power of Pricing Optimization in a Tumultuous Auto Finance Landscape

The perfect storm has arrived in today’s auto finance market. Digitalization, inflation, increasing cost of funds, evolving consumer expectations have created a lot of chaos, while urging technological and strategic shifts across the entire auto finance industry. Adding to these tumultuous times, a wave of car loan defaults is starting to emerge. The solution lays in finding “smart pricing” strategies and the right tools to support them.

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Pricing

Leveraging Technology to Fulfill Insurers’ Climate Change Commitments

Environmental, Social, and Governance (ESG) is a topic of intense global focus and discussion today among governments, corporations, non-profits, and concerned citizens and consumers. With their far-reaching scope and impact, ESG commitments can appear daunting, as in many ways they can be as broad and as deep as one cares to define them.

Innovation Roadmap for the Insurance Industry

Earnix’s Model Accelerator overcomes software constraints by allowing Data Scientists to choose their preferred tools for modeling. Now, any machine learning model can be imported seamlessly into Earnix for underwriting, pricing and rating.

Modernizing & Upgrading Insurance Underwriting

With new technology and the assistance of a reliable and knowledgeable partner, insurers can move rapidly to generate improved business results. Now is the time to move forward with modernizing and upgrading underwriting in insurance.

Four Insurance Considerations to Stay Ahead in 2023

Insurers face new trends, industry complications, and technology changes. In this eBook, we examine four of these new developments and show how they can present a real opportunity for insurance carriers who can quickly react and take advantage of all they have to offer.

Capitalize on Intelligent InsurOps to Combat Inflation

This Whitepaper takes a deep dive into how digitization, competition, and customer expectations are disrupting the vehicle finance industry. It examines how technology is changing the way vehicle finance companies need to sell, price, underwrite, retain, and cross-sell to create a more modern, digital-first vehicle finance business.

Alternative Deal Structures: Leveraging Advanced Pricing Analytics

In today’s hyper-competitive automotive lending market, consumers have a wide variety of vehicle choices, shopping venues, and financing options. Alternative deal structures (ADS) have become a must-have way for lenders to keep potential borrowers from walking away, whether those consumers are buying in person or online.