Displaying "Pricing" articles (102)

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The State of Pet Insurance

The pet insurance industry is experiencing significant growth, driven by increased pet ownership and rising veterinary costs. This whitepaper explores the industry's expansion in North America, highlighting the challenges of operational inefficiencies and the opportunities presented by advanced analytics and artificial intelligence.

Earnix Lending Plus: Integrated AI-Driven Pricing Analytics and Credit Risk Decisioning Platform

Earnix Lending Plus combines advanced pricing analytics, price optimization, and simulation capabilities with automated credit risk decisioning in a single solution. With Earnix Lending Plus, lenders avoid lengthy and costly software implementation cycles while getting a tight grip on the entire pricing and credit decisioning process.

Pricing Strategies in Consumer and Auto Lending

This eBook presents a summary of our findings and recommendations for using AI to optimize pricing models, target lower-risk borrowers, automate credit risk decisioning, and maintain profitability amidst challenging market conditions.

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Unlocking the Benefits of AI-Powered Pricing Analytics in Consumer and Auto Lending

Many banks involved in consumer lending turn to AI-powered pricing analytics and digital decisioning to support their long-term growth strategies. Loan profitability uplift, faster time to market, more accurate forecasting, and improved productivity are game-changers for lenders big and small. 

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Streamlining Your Pricing Processes for Improved Profitability

As the insurance industry faces intense market competition and evolving demands, the imperative to enhance pricing strategies is more critical than ever. One pivotal area that can significantly influence profitability and market responsiveness is the pricing process.

Scenario Simulation and Price Optimization for Consumer Lending

Learn the ins and outs of “what-if” scenario simulation, optimization, and pricing strategies’ comparison and how these tools help eliminate the use of manual spreadsheet analysis and improve your daily tasks, and help you reach your goals.

Personal Lending: The Fundamentals of Digital Loan Personalisation

After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.

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Four Critical Pricing Use Cases for Auto Lenders

Auto lenders around the world continue to face real pressure to remain profitable. This means developing and deploying more intelligent pricing strategies that can successfully reduce risk, increase profitability, and help auto lenders gain and maintain market share.