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Personal Lending: The Fundamentals of Digital Loan Personalisation
After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.
Insurers Can Avoid Cyber Attacks Amid Increased Cybersecurity Concerns
As insurers embrace new digital channels, avoiding ransomware, data breaches, and other cyberattacks is their top priority. Survey results from the Earnix 2023 Industry Trends report: Insurance Operations in a Changing Industry and additional statistics provide even more insights.
Four Critical Pricing Use Cases for Auto Lenders
Auto lenders around the world continue to face real pressure to remain profitable. This means developing and deploying more intelligent pricing strategies that can successfully reduce risk, increase profitability, and help auto lenders gain and maintain market share.
Transform Your Business’ Underwriting Function with Underwrite-It
Transform underwriting to improve agility and profitability with rules management, advanced analytics, simulation, and business-driven deployment in a single solution.
Improving the Effectiveness of Model Development and Deployment
In concert with Earnix Price-It, Model Accelerator provides a comprehensive, end-to-end model management workflow, including model building, orchestration, deployment, and monitoring.
Pricing Analytics for Auto Lenders: Four Critical Use Cases
While there are multiple applications of AI-powered pricing analytics solutions in the auto lending industry, this eBook showcases some of the most common use cases that helped Earnix customers create cutting-edge, competitive pricing strategies and meet their spread targets and KPIs.
Earnix Model Accelerator
In the quest to be agile, insurers want to experiment and innovate with machine learning (ML) models in a mode that gives them maximum flexibility. They need an open platform such as Earnix that allows for mixing and matching the best models of all kinds – existing, new, or whatever the analytics team can dream up.
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ITC 2023: AI and Analytics: The Landscape
David Howland, Chief Marketing Officer at Earnix, shares valuable insights on Artificial Intelligence (AI) and Analytics for transformative business outcomes. He delves into 5 key learnings that every insurance carrier should closely pay attention to.