Displaying "Banking" articles (51)

Consumer Loan Personalization: Why Now

Consumer Loan Personalization: Why Now

Lenders wanting to maintain their competitive advantage need to be looking for ways to stand out in a crowded marketplace. So then, how do you cut through the noise to reach those buyers trying to find the loan that’s just right for them? The answer - loan personalization -  and it’s exactly why personalization has been gaining popularity in the past several years across all consumer lending lines including unsecured personal loans, auto, and mortgage.

Behind the Scenes with Earnix Price-It

The White Paper is intended for banking business and technical leaders who are evaluating ways to vastly improve their pricing strategies and operations. It will assist senior management, pricing groups, analytics teams, and IT in their quest for the best in proven, modern pricing technology.

The Blueprint for an Agile Pricing Operation

This webinar will outline the most immediate steps and resources needed to implement a pricing optimization and personalization solution. We will show you how to identify opportunities for quick wins, while keeping the long-term strategy in mind.

The Power of Pricing Optimization in a Tumultuous Auto Finance Landscape

The Power of Pricing Optimization in a Tumultuous Auto Finance Landscape

The perfect storm has arrived in today’s auto finance market. Digitalization, inflation, increasing cost of funds, evolving consumer expectations have created a lot of chaos, while urging technological and strategic shifts across the entire auto finance industry. Adding to these tumultuous times, a wave of car loan defaults is starting to emerge. The solution lays in finding “smart pricing” strategies and the right tools to support them.

Capitalize on Intelligent InsurOps to Combat Inflation

Capitalize on Intelligent InsurOps to Combat Inflation

This Whitepaper takes a deep dive into how digitization, competition, and customer expectations are disrupting the vehicle finance industry. It examines how technology is changing the way vehicle finance companies need to sell, price, underwrite, retain, and cross-sell to create a more modern, digital-first vehicle finance business.

Alternative Deal Structures: Leveraging Advanced Pricing Analytics

In today’s hyper-competitive automotive lending market, consumers have a wide variety of vehicle choices, shopping venues, and financing options. Alternative deal structures (ADS) have become a must-have way for lenders to keep potential borrowers from walking away, whether those consumers are buying in person or online.

Webinar: Alternative Deal Structures: a Winning Strategy for Auto Lenders

Join us for a webinar focusing on best practices for leveraging Alternative Deal Structures (ADS) in auto finance.

Playbook: Best Practices for Risk-Based Pricing in Auto Lending

Playbook: Best Practices for Risk-Based Pricing in Auto Lending

This playbook describes the challenges caused by existing, “status quo” pricing models while also highlighting how a new analytics-driven approach to risk-based pricing using machine learning can help auto lenders achieve their most critical goals.