The Earnix Blog: Resources for Insurance and Banking Leaders

Siloed Pricing Systems and Approaches Don’t Get the Job Done  Today, a surprisingly high number of insurance companies still use a patchwork approach to pricing and rating: manual efforts, homegrown or legacy solutions, and third-party, disconnected systems.  Or maybe we should say “attempt to use, ...

The world is looking forward to a lot of things eventually returning to normal. The return of concerts, sporting events, and international travel will be a welcome relief. But some of the changes we’ve experienced over the past year will be permanent. One of those is the change in the expectations o ...

Annual reports from 2020 are showing increased Cost of Risk across the banking industry, with signs that the challenges are continuing into 2021. While it may be tempting to blame this trend on the pandemic (with the optimistic view that vaccines will solve the problem), the reality may be quite dif ...

In our new, all-digital world, becoming fully analytics-driven is the baseline survival criteria for banks. But is that an achievable goal for all financial institutions? And, if it is, what is the roadmap to a single analytics-driven system for pricing, personalization, and credit decisioning? Whe ...