The Earnix Blog: Resources for Insurance and Banking Leaders

Combining smooth software implementation with effective focus and a self-sufficient end user will create opportunities to bring swift value to your organization.

The traditional Captive OEM business model is being challenged by several disruptive forces simultaneously, including changes in customer preferences towards personalized, all-digital car buying experience and digitally savvy competitors who bypass the dealer networks and approach customers directly. These trends result in a market share erosion for Captives, sliding profitability, and greater risk exposure in today’s volatile economy.