The State of Pet Insurance
The pet insurance industry is experiencing significant growth, driven by increased pet ownership and rising veterinary costs. This whitepaper explores the industry's expansion in North America, highlighting the challenges of operational inefficiencies and the opportunities presented by advanced analytics and artificial intelligence.
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Powering Financial Inclusion with AI-driven Price Optimisation and Risk Decisioning
In this new white paper, we share insights from our research into loan pricing in UK retail banking and examine how AI is transforming price optimisation and risk decisioning.
Transform Underwriting to Improve Agility and Profitability
Read the eBookUnderwrite-It for Lending: AI-Enabled Credit Risk Decisioning Automation
Discover the most common use cases for deploying Earnix Underwrite-It for Lending, including credit automation, analytics enchainment for credit risk decisioning, and cost reduction and productivity improvements.
Earnix Lending Plus: Integrated AI-Driven Pricing Analytics and Credit Risk Decisioning Platform
Earnix Lending Plus combines advanced pricing analytics, price optimization, and simulation capabilities with automated credit risk decisioning in a single solution. With Earnix Lending Plus, lenders avoid lengthy and costly software implementation cycles while getting a tight grip on the entire pricing and credit decisioning process.
Pricing Strategies in Consumer and Auto Lending
This eBook presents a summary of our findings and recommendations for using AI to optimize pricing models, target lower-risk borrowers, automate credit risk decisioning, and maintain profitability amidst challenging market conditions.
The Surprises Lurking in Your Underwriting Rules
In personal lines and small commercial, a high percentage of underwriting (risk selection) is done through straight-through processing. The approach is hyper-efficient, but are your managed rules also hyper-effective?
Unlocking the Benefits of AI-Powered Pricing Analytics in Consumer and Auto Lending
Many banks involved in consumer lending turn to AI-powered pricing analytics and digital decisioning to support their long-term growth strategies. Loan profitability uplift, faster time to market, more accurate forecasting, and improved productivity are game-changers for lenders big and small.
Digital Transformation in London's Specialty Insurance Market
Over the centuries, the London market has developed and grown, and today it is the largest global hub for commercial and specialty risk, delivering solutions in almost every territory around the world.
Yet the global risk landscape is quickly changing, requiring new solutions to digitalise the market, making it better, faster, and cheaper for all participants while delivering better customer outcomes.
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Streamlining Your Pricing Processes for Improved Profitability
As the insurance industry faces intense market competition and evolving demands, the imperative to enhance pricing strategies is more critical than ever. One pivotal area that can significantly influence profitability and market responsiveness is the pricing process.
2024 Predictions: Navigating the Horizons of P&C Insurance
Watch nowResponsible AI - Privacy, Transparency, and Fairness in Insurance
Join our panel of experts as they share their insights on privacy protection, transparency, and fairness in AI models. Discover how synthetic data generation can safeguard customer privacy while maintaining data quality and quantity.
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The Pursuit of Agile Pricing Operations
Most lenders involved in personal and auto finance today know that they need to move away from manual revisions of pricing tables, lengthy deployment cycles, and reliance on spreadsheets for the right price calculation. Balancing loan profitability and volume while keeping up with the competition, requires proper pricing analytical tools to support your strategy.