Displaying "Banking" articles (31)

Unsecured Loans: Price and Product Personalization Are the Name of the Game

Unsecured Loans: Price and Product Personalization Are the Name of the Game

Lenders wanting to maintain their competitive advantage and capitalize on the healthy demand for unsecured loans need to be looking for ways to stand out in a crowded marketplace. Additionally, there is a need to consider pricing competition amid market volatility, rising interest rates, and increasing cost of funds.

Earnix Pricing Accelerator

Easy-to-use pricing management workflow converts advanced analytics into actionable insights

Behind the Scenes with Earnix Price-It

The White Paper is intended for banking business and technical leaders who are evaluating ways to vastly improve their pricing strategies and operations. It will assist senior management, pricing groups, analytics teams, and IT in their quest for the best in proven, modern pricing technology.

Capitalize on Intelligent InsurOps to Combat Inflation

Capitalize on Intelligent InsurOps to Combat Inflation

This Whitepaper takes a deep dive into how digitization, competition, and customer expectations are disrupting the vehicle finance industry. It examines how technology is changing the way vehicle finance companies need to sell, price, underwrite, retain, and cross-sell to create a more modern, digital-first vehicle finance business.
Alternative Deal Structures: Leveraging Advanced Pricing Analytics

Alternative Deal Structures: Leveraging Advanced Pricing Analytics

In today’s hyper-competitive automotive lending market, consumers have a wide variety of vehicle choices, shopping venues, and financing options. Alternative deal structures (ADS) have become a must-have way for lenders to keep potential borrowers from walking away, whether those consumers are buying in person or online.

Playbook: Best Practices for Risk-Based Pricing in Auto Lending

This playbook describes the challenges caused by existing, “status quo” pricing models while also highlighting how a new analytics-driven approach to risk-based pricing using machine learning can help auto lenders achieve their most critical goals.

Innovative Approaches to Pricing in Auto Lending

Banks, credit unions, and automotive captive finance companies—any organization providing auto lending—stand to gain a lot from new, smarter pricing strategies and approaches. By improving pricing approaches with modern technology, these organizations can grow their customer bases, improve overall profitability, and deploy highly tailored, personalized offers that create meaningful customer experiences.
Seizing Opportunities in Digital Automotive Finance

Seizing Opportunities in Digital Automotive Finance

With shrinking profit margins, auto manufacturers and lenders are embracing complementary products and services as never before. This has forced their thinking to evolve away from closed, legacy technology architectures and standalone software applications to a strategy that accommodates flexible connections with those partners.