The Earnix Blog

“Digital acceleration.” “Digital transformation.” “Business acceleration.”  The banking world is abuzz with talk of how traditional banks can best compete with digital-only banks and financial services newcomers such as Google, Apple and Amazon.  Traditional banks struggle with several key aspects ...

Siloed Pricing Systems and Approaches Don’t Get the Job Done  Today, a surprisingly high number of insurance companies still use a patchwork approach to pricing and rating: manual efforts, homegrown or legacy solutions, and third-party, disconnected systems.  Or maybe we should say “attempt to use, ...

The world is looking forward to a lot of things eventually returning to normal. The return of concerts, sporting events, and international travel will be a welcome relief. But some of the changes we’ve experienced over the past year will be permanent. One of those is the change in the expectations o ...

Banks haven’t always made pricing a priority. While analytically-driven pricing can offer outsized returns in both profitability and risk management, many lenders have been daunted by the need for advanced analytics and sophisticated deployment systems. They may no longer have a choice.  A must-have ...