Displaying "Banking" articles (49)
The Pursuit of Agile Pricing Operations
Most lenders involved in personal and auto finance today know that they need to move away from manual revisions of pricing tables, lengthy deployment cycles, and reliance on spreadsheets for the right price calculation. Balancing loan profitability and volume while keeping up with the competition, requires proper pricing analytical tools to support your strategy.
A Guide to Unsecured Lending Growth
This Earnix guide takes a closer look at this emerging opportunity and offers six ways lenders can win more business and increase growth in unsecured personal lending – without losing sight of profitability.
Unsecured Loans: Price and Product Personalization Are the Name of the Game
Lenders wanting to maintain their competitive advantage and capitalize on the healthy demand for unsecured loans need to be looking for ways to stand out in a crowded marketplace. Additionally, there is a need to consider pricing competition amid market volatility, rising interest rates, and increasing cost of funds.
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How to Retain Market Share Amid Declining Auto Originations
Doing business with a smaller pool of customers amid rising interest rates puts a spotlight on risk assessment, competitive pricing strategies, profitability, and market share. Do auto lenders need to make strategic and technological shifts to adjust to the unpredictable market conditions?
Using Pricing Analytics to Increase Loan Profitability and Mitigate Portfolio Risk
What strategies and tools can help lenders maintain their competitive position while focusing on the bottom line? We invite you to join our webinar discussing the role of AI-backed analytics in increasing profitability of auto loans and mitigating risk.
Earnix Pricing Accelerator
Easy-to-use pricing management workflow converts advanced analytics into actionable insights
Consumer Loan Personalization: Why Now
Lenders wanting to maintain their competitive advantage need to be looking for ways to stand out in a crowded marketplace. So then, how do you cut through the noise to reach those buyers trying to find the loan that’s just right for them? The answer - loan personalization - and it’s exactly why personalization has been gaining popularity in the past several years across all consumer lending lines including unsecured personal loans, auto, and mortgage.
Behind the Scenes with Earnix Price-It
The White Paper is intended for banking business and technical leaders who are evaluating ways to vastly improve their pricing strategies and operations. It will assist senior management, pricing groups, analytics teams, and IT in their quest for the best in proven, modern pricing technology.